:root {
  --ink: #071634;
  --navy: #0B2559;
  --royal: #1F5FD6;
  --royal-dark: #174CB0;
  --sky: #45A8F5;
  --steel: #7D848E;
  --silver: #C3C8CF;
  --white: #FFFFFF;
  --mist: #F4F7FC;
  --tint: #EAF2FE;
  --line: #E2E8F1;
  --text: #36425A;
  --muted: #5C687D;
  --shadow-sm: 0 1px 2px rgba(11, 37, 89, .05), 0 4px 14px rgba(11, 37, 89, .05);
  --shadow-md: 0 2px 6px rgba(11, 37, 89, .05), 0 18px 40px -12px rgba(11, 37, 89, .16);
  --shadow-lg: 0 40px 80px -30px rgba(11, 37, 89, .35), 0 14px 30px -14px rgba(11, 37, 89, .16);
  --display: "Archivo", "Arial Black", Arial, sans-serif;
  --body: "Inter", "Segoe UI", Arial, sans-serif;
  color-scheme: light;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--white); color: var(--text); font: 400 17px/1.65 var(--body); -webkit-font-smoothing: antialiased; }
a { color: inherit; }
img, svg { max-width: 100%; }
section[id] { scroll-margin-top: 84px; }

.wrap { max-width: 1200px; margin: 0 auto; padding-left: max(20px, env(safe-area-inset-left, 0px)); padding-right: max(20px, env(safe-area-inset-right, 0px)); }

.eyebrow { margin: 0 0 16px; font: 600 13px/1.4 var(--body); letter-spacing: .14em; text-transform: uppercase; color: var(--royal); }
h1, h2, h3, h4 { font-family: var(--display); color: var(--navy); margin: 0; text-wrap: balance; }
h1 em, h2 em { font-style: normal; color: var(--royal); }
h1 { font-weight: 800; font-size: clamp(38px, 5.4vw, 66px); line-height: 1.04; letter-spacing: -.028em; }
h2 { font-weight: 800; font-size: clamp(30px, 3.6vw, 44px); line-height: 1.1; letter-spacing: -.022em; }
h3 { font-weight: 700; font-size: 18px; line-height: 1.3; letter-spacing: -.008em; }

.btn { display: inline-block; white-space: nowrap; padding: 15px 26px; border-radius: 8px; background: var(--royal); color: var(--white); font: 600 15px/1 var(--body); text-decoration: none; box-shadow: 0 6px 16px -6px rgba(31, 95, 214, .55); transition: background .15s, transform .15s; }
.btn:hover { background: var(--royal-dark); transform: translateY(-1px); }
.btn-ghost { background: var(--white); color: var(--navy); box-shadow: inset 0 0 0 1.5px #C9D5E8; }
.btn-ghost:hover { background: var(--mist); }
.btn-small { padding: 11px 18px; font-size: 14px; }

.util { background: var(--navy); color: #C3D0E6; font-size: 13px; }
.util-row { display: flex; justify-content: space-between; align-items: center; gap: 20px; padding-block: 8px; }
.util-links { display: flex; gap: 22px; }
.util a { text-decoration: none; }
.util a:hover { color: var(--white); }

.top { position: sticky; top: 0; z-index: 20; background: rgba(255, 255, 255, .94); backdrop-filter: saturate(1.4) blur(12px); border-bottom: 1px solid var(--line); }
.top-row { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding-block: 14px; }
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; }
.shield { width: 42px; height: 42px; flex-shrink: 0; }
.brand-name { display: flex; flex-direction: column; gap: 6px; }
.brand-text { font: 400 18px/1 var(--display); font-stretch: 125%; text-transform: uppercase; color: var(--steel); white-space: nowrap; }
.brand-text b { font-weight: 900; color: var(--navy); }
.brand-sub { font: 600 9px/1 var(--display); font-stretch: 125%; letter-spacing: .34em; text-transform: uppercase; color: var(--royal); white-space: nowrap; }
.nav { display: flex; align-items: center; gap: 30px; }
.nav a:not(.btn) { font-size: 15px; font-weight: 500; text-decoration: none; color: #24324D; transition: color .15s; }
.nav a:not(.btn):hover { color: var(--royal); }

.hero { position: relative; overflow: hidden; padding-block: clamp(56px, 8vw, 104px) clamp(120px, 12vw, 160px); background: radial-gradient(900px 520px at 88% 8%, #D9E9FF 0%, rgba(217, 233, 255, 0) 62%), linear-gradient(180deg, #F3F8FF 0%, var(--white) 100%); }
.hero::before { content: ""; position: absolute; inset: 0; background-image: linear-gradient(rgba(31, 95, 214, .07) 1px, transparent 1px), linear-gradient(90deg, rgba(31, 95, 214, .07) 1px, transparent 1px); background-size: 56px 56px; -webkit-mask-image: radial-gradient(ellipse at 75% 30%, #000 0%, transparent 65%); mask-image: radial-gradient(ellipse at 75% 30%, #000 0%, transparent 65%); }
.hero-grid { position: relative; display: grid; grid-template-columns: 1.05fr .95fr; gap: clamp(36px, 5vw, 76px); align-items: center; }
.hero-copy h1 { max-width: 16ch; }
.lede { max-width: 580px; margin: 24px 0 36px; font-size: 19px; color: var(--muted); }
.cta-row { display: flex; flex-wrap: wrap; gap: 14px; }

.hero-panel { position: relative; padding: 34px 26px 66px 34px; }
.panel-card { background: var(--white); border: 1px solid var(--line); border-radius: 18px; box-shadow: var(--shadow-lg); overflow: hidden; }
.panel-head { display: flex; align-items: center; gap: 7px; padding: 15px 22px; border-bottom: 1px solid var(--line); background: var(--mist); }
.panel-head i { width: 9px; height: 9px; border-radius: 50%; background: var(--silver); }
.panel-head b { margin-left: 10px; font: 700 14px/1 var(--display); color: var(--navy); }
.panel-rows { list-style: none; margin: 0; padding: 6px 22px 10px; }
.panel-rows li { display: grid; grid-template-columns: 40px 1fr auto; gap: 14px; align-items: center; padding: 13px 0; border-bottom: 1px solid var(--line); }
.panel-rows li:last-child { border-bottom: 0; }
.ico { display: grid; place-items: center; width: 40px; height: 40px; border-radius: 10px; background: var(--tint); }
.ico svg { width: 20px; height: 20px; fill: none; stroke: var(--royal); stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.panel-rows b { display: block; font-size: 15px; font-weight: 600; color: var(--navy); }
.panel-rows small, .float small { display: block; font-size: 13px; color: var(--muted); }
.pill { padding: 5px 11px; border-radius: 999px; background: #E6F5EC; color: #1C7647; font-size: 12px; font-weight: 600; white-space: nowrap; }
.pill-blue { background: var(--tint); color: var(--royal); }
.float { position: absolute; display: flex; align-items: center; gap: 12px; padding: 14px 18px; background: var(--white); border: 1px solid var(--line); border-radius: 14px; box-shadow: var(--shadow-md); }
.float b { display: block; font-size: 14.5px; font-weight: 700; color: var(--navy); }
.float .shield { width: 34px; height: 34px; }
.float-a { left: 0; bottom: 0; }
.float-b { top: 0; right: 0; flex-direction: column; align-items: flex-start; gap: 2px; }
.float-b b { font: 800 28px/1 var(--display); color: var(--royal); letter-spacing: -.02em; }

.stats { position: relative; z-index: 2; list-style: none; margin: calc(-1 * clamp(64px, 7vw, 84px)) 0 0; padding: 0; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); background: var(--white); border: 1px solid var(--line); border-radius: 16px; box-shadow: var(--shadow-md); overflow: hidden; }
.stats li { padding: 28px 30px; border-left: 1px solid var(--line); }
.stats li:first-child { border-left: 0; }
.stats b { display: block; font: 800 clamp(28px, 3vw, 40px)/1 var(--display); letter-spacing: -.025em; color: var(--navy); }
.stats span { display: block; margin-top: 8px; font-size: 14.5px; color: var(--muted); }

.band { padding-block: clamp(76px, 9vw, 120px); }
.band-alt { background: var(--mist); }
.band h2 { margin-bottom: 18px; max-width: 22ch; }
.section-lede { max-width: 640px; margin: 0; font-size: 18px; color: var(--muted); }

.split { display: grid; grid-template-columns: 1.15fr 1fr; gap: clamp(32px, 6vw, 84px); align-items: center; }
.chips { list-style: none; padding: 0; margin: 30px 0 0; display: flex; flex-wrap: wrap; gap: 10px; }
.chips li { padding: 8px 15px; border-radius: 999px; background: var(--tint); font-size: 14px; font-weight: 500; color: var(--navy); }
.hats { padding: 38px; border-radius: 16px; background: var(--white); border: 1px solid var(--line); border-top: 4px solid var(--royal); box-shadow: var(--shadow-md); }
.hats h3 { font-size: 22px; margin-bottom: 14px; }
.hats p { margin: 0 0 14px; font-size: 16px; }
.hats p:last-child { margin-bottom: 0; }

.services { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 20px; margin-top: 48px; }
.services article, .credits div, .tiers article, .steps li { padding: 30px 28px; border-radius: 14px; background: var(--white); border: 1px solid var(--line); box-shadow: var(--shadow-sm); transition: transform .2s, box-shadow .2s, border-color .2s; }
.services article:hover, .credits div:hover, .tiers article:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); border-color: #CBDAF2; }
.services svg { width: 48px; height: 48px; padding: 12px; margin-bottom: 20px; border-radius: 12px; background: var(--tint); fill: none; stroke: var(--royal); stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; }
.services p { margin: 10px 0 0; font-size: 15px; }
.services ul { list-style: none; margin: 18px 0 0; padding: 16px 0 0; border-top: 1px solid var(--line); font-size: 14.5px; color: var(--muted); }
.services li { position: relative; padding-left: 16px; }
.services li::before { content: ""; position: absolute; left: 0; top: .62em; width: 6px; height: 6px; border-radius: 50%; background: var(--sky); }
.services li + li { margin-top: 7px; }
.program { margin-top: 20px; padding: 30px 32px; border-radius: 14px; background: var(--white); border: 1px solid var(--line); border-left: 4px solid var(--royal); box-shadow: var(--shadow-sm); }
.program p { margin: 10px 0 0; font-size: 15px; max-width: 900px; }
.credit-link { display: inline-block; margin-top: 14px; font-weight: 600; color: var(--royal); text-decoration: none; }
.credit-link:hover { text-decoration: underline; }

.steps { list-style: none; padding: 0; margin: 48px 0 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; }
.num { display: grid; place-items: center; width: 50px; height: 50px; margin-bottom: 20px; border-radius: 50%; background: var(--royal); color: var(--white); font: 800 17px/1 var(--display); }
.steps p, .tiers p, .team p, .timeline p, .promise p, .credits p, .way p:last-child { margin: 10px 0 0; font-size: 15.5px; color: var(--muted); }

.two-ways { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; margin-top: 20px; }
.way { padding: 34px; border-radius: 16px; background: linear-gradient(150deg, var(--tint) 0%, var(--white) 75%); border: 1px solid #D4E2F8; }
.way h3 { font-size: 22px; }

.savings { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); margin-top: 40px; border-radius: 16px; overflow: hidden; background: radial-gradient(600px 300px at 92% 0%, rgba(69, 168, 245, .4), transparent 60%), linear-gradient(135deg, var(--navy) 0%, #12357F 100%); box-shadow: var(--shadow-md); }
.savings div { padding: 32px 34px; border-left: 1px solid rgba(255, 255, 255, .12); }
.savings div:first-child { border-left: 0; }
.savings b { display: block; font: 800 clamp(34px, 4vw, 50px)/1 var(--display); letter-spacing: -.025em; color: var(--white); }
.savings span { display: block; margin-top: 10px; font-size: 15px; color: #C9D6EC; }
#credits .savings { grid-template-columns: repeat(2, minmax(0, 1fr)); max-width: 780px; }
.fine { margin: 14px 0 0; font-size: 13px; color: var(--muted); }

.tiers { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; margin-top: 44px; }
.tier { display: inline-block; margin-bottom: 18px; padding: 7px 13px; border-radius: 8px; background: var(--royal); font: 800 15px/1 var(--display); color: var(--white); }
.team { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; margin-top: 20px; }
.team div { padding: 22px 26px; border-radius: 12px; background: var(--white); border: 1px solid var(--line); border-left: 4px solid var(--sky); }

.timeline { position: relative; list-style: none; padding: 0; margin: 52px 0 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 32px; }
.timeline::before { content: ""; position: absolute; top: 8px; left: 0; right: 0; height: 2px; background: linear-gradient(90deg, var(--royal), var(--sky), var(--line)); }
.timeline li { position: relative; margin: 0 -18px; padding: 40px 18px 20px; border-radius: 14px; }
.timeline .when::before { content: ""; position: absolute; top: 0; left: 18px; width: 18px; height: 18px; border-radius: 50%; background: var(--white); border: 4px solid var(--royal); }
.when { display: block; margin-bottom: 10px; font: 600 13px/1 var(--body); letter-spacing: .14em; text-transform: uppercase; color: var(--royal); }

.credits { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; margin-top: 44px; }
.credits div { border-top: 4px solid var(--sky); }
.credits b { display: block; margin-bottom: 12px; font: 800 clamp(24px, 2.6vw, 32px)/1.05 var(--display); letter-spacing: -.02em; color: var(--royal); }

.promise { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 40px 48px; margin-top: 48px; }
.promise div { position: relative; margin: -18px; padding: 18px 18px 18px 74px; border-radius: 14px; }
.promise h3::before { content: ""; position: absolute; left: 18px; top: 14px; width: 38px; height: 38px; border-radius: 50%; background: var(--tint) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231F5FD6' stroke-width='2.6' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E") center / 18px no-repeat; }

.brands { display: grid; grid-template-columns: 1.3fr 1fr; gap: 20px; margin-top: 44px; }
.brand-card { display: block; padding: 38px; border-radius: 16px; background: var(--white); border: 1px solid var(--line); box-shadow: var(--shadow-sm); text-decoration: none; transition: transform .2s, box-shadow .2s, border-color .2s; }
a.brand-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); border-color: #CBDAF2; }
.brand-card h3 { font-size: 26px; margin: 14px 0 12px; }
.brand-card p { margin: 0; font-size: 16px; color: var(--muted); }
.brand-card .tag { font: 600 12px/1 var(--body); letter-spacing: .14em; text-transform: uppercase; color: var(--royal); }
.brand-card .go { display: inline-block; margin-top: 24px; font-weight: 600; color: var(--royal); }
.brand-soon { background: transparent; border: 1.5px dashed #C6D1E2; box-shadow: none; }

.cta-band { background: radial-gradient(800px 420px at 100% 0%, rgba(69, 168, 245, .45), transparent 60%), linear-gradient(135deg, var(--royal) 0%, var(--navy) 72%); color: #D6E2F5; }
.cta-band h2 { color: var(--white); }
.cta-band h2 em { color: #A9D6FF; }
.cta-band .eyebrow { color: #A9D6FF; }
.cta-band .section-lede { color: #D6E2F5; }
.contact { display: grid; grid-template-columns: 1.2fr 1fr; gap: 48px; align-items: center; }
.contact-card { padding: 34px; border-radius: 16px; background: var(--white); box-shadow: var(--shadow-lg); }
.contact-card .label { margin: 0; font: 600 12px/1 var(--body); letter-spacing: .14em; text-transform: uppercase; color: var(--muted); }
.contact-card .value { margin: 8px 0 22px; font-size: 18px; font-weight: 500; color: var(--navy); overflow-wrap: anywhere; }
.contact-card .value:last-child { margin-bottom: 0; }
.contact-card a { text-decoration: none; border-bottom: 1.5px solid rgba(31, 95, 214, .4); }
.contact-card a:hover { color: var(--royal); }

.foot { padding-top: 68px; background: var(--ink); color: #A3B0C7; font-size: 15px; }
.foot-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr 1fr; gap: 40px; }
.foot .brand-text { color: var(--silver); font-size: 16px; }
.foot .brand-text b { color: var(--white); }
.foot .brand-sub { color: var(--sky); }
.foot-brand p { margin: 20px 0 0; max-width: 300px; }
.foot h4 { margin: 0 0 18px; font: 600 13px/1 var(--body); letter-spacing: .14em; text-transform: uppercase; color: var(--white); }
.foot ul { list-style: none; margin: 0; padding: 0; }
.foot li + li { margin-top: 10px; }
.foot a { text-decoration: none; }
.foot a:hover { color: var(--white); }
.foot-bottom { margin-top: 56px; padding-block: 26px 34px; border-top: 1px solid rgba(255, 255, 255, .1); font-size: 14px; }
.foot .fine { color: #7F8CA3; max-width: 900px; }

@media (max-width: 1080px) {
  .services { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .foot-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 900px) {
  .hero-grid, .brands, .contact, .split, .tiers, .team, .timeline, .savings { grid-template-columns: minmax(0, 1fr); }
  .hero-panel { max-width: 560px; }
  .steps, .credits, .promise, .stats { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .stats li:nth-child(3) { border-left: 0; }
  .stats li:nth-child(n+3) { border-top: 1px solid var(--line); }
  .savings div { border-left: 0; border-top: 1px solid rgba(255, 255, 255, .12); }
  .savings div:first-child { border-top: 0; }
  .timeline::before { display: none; }
  .nav a:not(.btn) { display: none; }
}
@media (max-width: 560px) {
  .services, .steps, .credits, .promise, .two-ways, .foot-grid, #credits .savings { grid-template-columns: minmax(0, 1fr); }
  .util-tag, .brand-sub { display: none; }
  .util-row { justify-content: center; }
  .brand-text { font-size: 13px; }
  .top-row { gap: 12px; }
  .shield { width: 34px; height: 34px; }
  .btn-small { padding: 10px 13px; font-size: 13px; }
  .lede { font-size: 17px; }
  .stats li { padding: 22px 20px; }
  .hero-panel { padding: 0 0 64px; }
  .float-a { left: -4px; }
  .float-b { display: none; }
  .panel-rows small { display: none; }
  .hats, .brand-card, .way { padding: 28px; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  * { transition: none !important; }
}

/* Pointer spotlight: site.js tags cards with .glow and feeds the cursor position as --mx and --my. */
.glow { position: relative; isolation: isolate; transition: transform .45s cubic-bezier(.2, .8, .2, 1), box-shadow .3s, border-color .3s !important; }
.glow.tilting { transition: transform .08s linear, box-shadow .3s, border-color .3s !important; box-shadow: 0 30px 60px -24px rgba(31, 95, 214, .45), 0 10px 20px -10px rgba(11, 37, 89, .18) !important; }
.glow::before, .glow::after { content: ""; position: absolute; border-radius: inherit; pointer-events: none; opacity: 0; transition: opacity .35s; }
.glow::after { inset: 0; z-index: -1; background: radial-gradient(380px circle at var(--mx, 50%) var(--my, 50%), rgba(69, 168, 245, .32), rgba(31, 95, 214, .08) 40%, transparent 70%); }
.glow::before { inset: -1px; padding: 2px; background: radial-gradient(300px circle at var(--mx, 50%) var(--my, 50%), var(--royal), rgba(69, 168, 245, .5) 35%, transparent 65%); -webkit-mask: linear-gradient(#000 0 0) content-box, linear-gradient(#000 0 0); -webkit-mask-composite: xor; mask-composite: exclude; }
.glow:hover::before, .glow:hover::after { opacity: 1; }
.float.glow { position: absolute; }
.services svg, .num, .tier { transition: background .25s, stroke .25s, transform .35s cubic-bezier(.3, 1.6, .5, 1); }
.services article:hover svg { background: var(--royal); stroke: var(--white); transform: rotate(-8deg) scale(1.08); }
.steps li:hover .num, .tiers article:hover .tier { transform: scale(1.12); }
.panel-card { transition: transform .5s cubic-bezier(.2, .8, .2, 1); transform-style: preserve-3d; }
.hero-panel.tilting .panel-card { transition: transform .08s linear; }
.panel-rows li { transition: background .2s, padding .2s; border-radius: 10px; }
.panel-rows li:hover { background: var(--mist); padding-inline: 10px; }
@media (prefers-reduced-motion: reduce) {
  .panel-card { transform: none !important; }
}